Monthly Archives : May 2015
Investment advisers appear generally enthusiastic about a revived effort to eliminate the “gibberish” from disclosure forms.
The Securities and Exchange Commission recently decided to revisit making some disclosure forms more reader-friendly. While the new forms would entail some new burdens on advisers, the SEC’s move is drawing enthusiasm from some professionals.
It’s a New Year and, for many people, that means a hangover – of the financial variety.
After spending the last six weeks shopping and spending, you might be scared to even open your credit card statements.
But it’s always better to face the problem, so open the bills and get your finances on track. Here’s how to make 2008 a good year for your money and your peace of mind:
The soaring cost of food these days is enough to make you lose your appetite. Milk costs 36 percent more than it did a year ago, and food prices overall rose more than 4 percent last year, according to the U.S. Department of Labor.
To stay or not to stay, this is the question?
If you wish to continue to reside or own a particular property of the primary residence after the divorce is final, it is important to discuss if that option truly makes sense for you. Will you be able to take on the entire responsibility of the house payments, taxes, insurance, upkeep, maintenance, and other related household bills? Does the household income support these financial obligations now?
Survey: Almost half of workers live paycheck to paycheck to make ends meet
Quarter of people don’t save any money, 34 percent save less than $100 per month
Health insurance and retirement funds are necessary, experts say
Take advantage of benefits like education and gym memberships
Financial advisors say the No. 1 mistake people make with estate planning is that they don’t quite get around to it.
“It’s right up there with cleaning the toilet for a lot of people,” says Stacy Francis, president of Francis Financial and founder of Savvy Ladies, an organization aimed at educating women about finance.
Deflation is a word on the lips of more financial experts these days.
The term refers to a fall in prices (despite no change in product quality or quantity) and is the opposite of inflation. But like inflation, deflation can have a devastating impact on individual pocketbooks and the broader economy.
Nobody’s perfect. When it comes to our financial lives, we’ve all done things we later regretted — whether it’s getting slapped with a $3 fee for using an out-of-network ATM or going on a Las Vegas bender and losing the house on an overly aggressive poker bet.