Monthly Archives : March 2012
Help Desk: How can I lower my interest rate?
Aired March 30, 2012
Stacy Francis answers the viewer question, “I have 5 years left on my mortgage and an interest rate of 9%. I went to my bank and was told that the refinancing process would take months. How can I lower my rate?”
Help Desk: College Funds and Retirement
Aired March 27, 2012
Stacy Francis answers the viewer question, “I am 35, make about $50K per year and have $20K in my bank. My only debt is a $130K mortgage. How can I start planning for retirement and my 7-month old daughter’s college fund?”
Help Desk: Can I use a home equity loan?
Aired March 23, 2012
Stacy Francis answers the viewer question, “Can I use a home equity loan to pay off my mortgage?”
Help Desk: Other Ways to Save for Retirement
Aired March 20, 2012
Stacy Francis answers the viewer question, “My wife and I have a gross income of $275,000. I maxed out my 401(k) and contribute $10,000 towards our mutual fund. How else can we save for retirement?”
Help Desk: Is bankruptcy an option for me?
Aired March 16, 2012
Stacy Francis answers the viewer question, “I am $20,000 in debt with medical and car repair bills. I am a full-time college student and a single father. I have a secured credit card through USAA. Is bankruptcy an option for me?”
Help Desk: Minimizing Tax Hits on Investments
Aired March 13, 2012
Stacy Francis answers the viewer question, “I have a Roth I.R.A. and an online brokerage account for investing in E.T.F.s. Where should I park my different investment types such as bonds and E.T.F.s to minimize my tax hits?”