Monthly Archives : May 2015
Decoding the Disclosure Form
Investment advisers appear generally enthusiastic about a revived effort to eliminate the “gibberish” from disclosure forms.
The Securities and Exchange Commission recently decided to revisit making some disclosure forms more reader-friendly. While the new forms would entail some new burdens on advisers, the SEC’s move is drawing enthusiasm from some professionals.
New Money habits for a new year
It’s a New Year and, for many people, that means a hangover – of the financial variety.
After spending the last six weeks shopping and spending, you might be scared to even open your credit card statements.
But it’s always better to face the problem, so open the bills and get your finances on track. Here’s how to make 2008 a good year for your money and your peace of mind:
How to beat the high cost of food
The soaring cost of food these days is enough to make you lose your appetite. Milk costs 36 percent more than it did a year ago, and food prices overall rose more than 4 percent last year, according to the U.S. Department of Labor.
Make The best use of your lawyer
Living paycheck to paycheck
Survey: Almost half of workers live paycheck to paycheck to make ends meet
Quarter of people don’t save any money, 34 percent save less than $100 per month
Health insurance and retirement funds are necessary, experts say
Take advantage of benefits like education and gym memberships
Where’s your cash going, and how can you hold on to more of it?
Financial advisors say the No. 1 mistake people make with estate planning is that they don’t quite get around to it.
“It’s right up there with cleaning the toilet for a lot of people,” says Stacy Francis, president of Francis Financial and founder of Savvy Ladies, an organization aimed at educating women about finance.
Five Ways to Outlast Deflation
Deflation is a word on the lips of more financial experts these days.
The term refers to a fall in prices (despite no change in product quality or quantity) and is the opposite of inflation. But like inflation, deflation can have a devastating impact on individual pocketbooks and the broader economy.
Why Office Design Matters
Why should financial advisors care about interior design? Because it’s an extension of their brand. Dow Jones Newswires’ Rachel Solomon speaks to financial adviser Stacey Francis, and gets some tips from interior designer Heather Higgins.
What Are Your Money Goals, Auntie?
As we tell our nieces and nephews, goals are important in all areas of our life – they show us where we are going and give us the motivation to keep moving forward toward the things we really want to achieve in life.
As a Savvy Auntie, do you have money goals? Do you know how much you are earning now and what you want to be earning in a few years time, or where you want to be financially in a few years time? Money goals are just as important as all the other goals we set for our lives.
How to: Eat Out and Save Money! (We Mean it, Auntie!)
Savvy Aunties know that the end of the year and beginning of a New Year is one of the most stressful and busy times of year.
I read recently that the average American eats out four times a week, and that we spend 40% of our food dollars on food eaten away from the home. This amount increases from December to January. Most of us do not plan to eat out so often, but there’s a delay a work, an appointment takes longer or the subway is running slowly. We are tired and hungry; there is no time to cook, so we end up calling for take-out or running next door for a quick restaurant meal.