• Skip to main content
  • Skip to footer

Francis Financial

  • Home
  • Who We Are
    • Our Story
    • Our Team
  • What We Offer
    • Wealth Management
    • Divorce Planning
    • Client Success Stories
  • Why Choose Us
    • How We Differ
    • Press
    • Awards
    • Giving Back
  • Useful Resources
    • Blog
    • Podcast
    • Videos
    • Free Resource Guides
      • Financial Guide for Widows
      • Divorce Financial Guide
    • FAQ
  • Client Access
  • Contact Us

FAQ

Working with an Advisor

What type of clients do you specialize in working with?

Whether you’re going through the loss of a loved one, a divorce, planning for retirement, or a career change, Francis Financial understands the challenge of life-altering events for women. We offer an oasis of solid financial guidance for many clients in the midst of stressful life transitions.

Our highly-skilled and caring team of financial professionals pledge to be there for you with sound financial advice throughout both the ups and the downs:

  • Loss of Loved One—With a mission to relieve stress, encourage healing and build a secure financial future, we assist clients with estate planning, tax planning, investments, and more after losing a loved one.
  • Divorce— As a top-rated divorce financial advisory firm, we help clients with valuable information on financial issues related to divorce, including taxes, retirement plans, health insurance coverage, and more.
  • Inheritance—Francis Financial helps clients make the most impact with inherited assets through thoughtful, expert guidance to help ease that overwhelming feeling that can accompany the arrival of a large sum of money.
  • Retirement—As one of the top financial advisory firms in the United States, Francis Financial works to ensure our clients can retire confidently and on their own terms through expert wealth management.
  • Career Change—Although changing careers can be rewarding, it also involves important financial decisions, and Francis Financial helps ease the transition by providing expert financial advice.
What makes your client experience unique?

The firm maintains a boutique feel with a personalized approach that differentiates us from many other financial advisory firms. We have a low client-to-advisor ratio, which allows us to be uniquely attentive to our clients, and give them financial peace of mind even in the midst of turbulent changes in their lives.

Our award-winning, team was founded and is led by powerful, motivated, and experienced women. We are somewhat of a unicorn in the industry, as only 9% of financial advisory firms have a female owner.

Each of us have a deeply personal reason why we were drawn to do this work. Our passion and dedication are some of the many reasons why our clients love working with us. We have effective, long-lasting relationships with our clients and a client retention rate of 98%, which is far above the industry average.

Are you a fiduciary? Are you Fee-Only?

Yes and yes! We are independent, fiduciary and fee-only. We have taken a fiduciary oath to keep your interests first.

The core principles that we follow as a Fiduciary are to put you, our client's, best interests first. Act with prudence, that is, with the skill, care, diligence, and good judgment of a professional. Do not mislead you, our client —provide conspicuous, full, and fair disclosure of all important facts. Avoid conflicts of interest and fully disclose and fairly manage.

The White House’s Council on Economic Advisors found that non-fiduciary advice costs investors an extra $17 billion per year. Being a fee-only wealth management firm means that we never receive any type of commission or kickback from an investment or insurance product. You can rest assured that if we are making a recommendation to you, it is because it is in your best interest. We are committed to you, and to helping you live your very best life!

You can view our profile on NAPFA HERE and our advisor profiles on the Fee-Only Network here:
Stacy Francis
Avani Ramnani
Natalie Colley
Shweta Lawande

How often would you meet with me?

We will schedule your Progress Meetings based on your availability and preferred times. We meet with most of our clients 3-4 times per year. Progress meetings are crucial to the success of our relationship, and the quality of the work we produce together.

Our clients love meeting via Zoom, but phone calls are great too! With advance notice, we can accommodate in-person meetings. Our clients tell us that the Progress Meetings are fun and often a big stress reliever, confirming that they are financially on track.

During Progress Meetings, we will discuss any new developments or changes in your financial situation, review your financial-plan goals, and go over your portfolio allocation and most recent investment report. The best part of our job is attending these meetings and being able to connect with you and support you.

Will you work with my accountant, lawyer, etc.?

Yes! We will work in tandem with any professionals who are already providing guidance in your life. With your permission, we can exchange information and ideas with your team to optimize the advice we provide to you. Your team might include an accountant, estate planning attorney, property and casualty insurance agent, as well as other professionals such as life, disability, long-term care, and health insurance experts.

Over the last two decades, Francis Financial has also built trusted relationships with professionals you may need along your financial journey. We are happy to be a resource for you if you need help building your team of smart and caring professionals!

Do I have to live in New York or the Tri-State area to work with you?

No. We work with clients on the east coast, west coast and throughout the country, as well as with clients in Asia, Europe and around the world. Technology allows us to meet with you via Zoom!

Is there a fee for an initial meeting with you?

No. There is no fee for your initial meeting with our Francis Financial advisors. In this meeting, we will answer any questions you may have and help determine if we are the right advisor for you.

Investment Management Support

What is your investment philosophy?
As independent, fee-only, fiduciary advisors, we have access to thousands of investment solutions and can objectively choose the best investments to help you reach your goals. We partner with the top research firms to thoroughly vet every investment that we recommend for your portfolio. Francis Financial also uses a disciplined process to add and remove investments from your portfolio, along with rebalancing the mix of stocks and bonds that is right for you. We structure portfolios for the long term, so that you can live your best life - now and in the future. The financial markets have been as unpredictable as ever, so you need a seasoned professional by your side who can build you a resilient portfolio that can adjust for the changing tides and protect your money. Francis Financial is here for you!

Financial Planning Support

Do you offer financial planning as well?

Yes! Are you halfway to retirement and need a solid plan? About to change jobs or have a pending marriage or divorce? Saving for a child’s education? We will build you a customized financial plan that will help you reach your goals and map out your financial future until age 95, and beyond.

Francis Financial has been recognized six years in a row as one of the “Top 10 Financial Advisors in New York, ” beating out thousands of other wealth management firms. This award was bestowed upon us in recognition of our comprehensive approach to financial planning and our robust investing strategies. We are here to advise you on any aspect of your life that is touched by money. We consider all the topics outlined in the chart, below, to ensure that you have a secure financial future.

How often will you evaluate my situation and make necessary changes?

Your financial plan is a living, breathing document. For most of our clients, we update their financial plan each year.

Do you have any tools that can help me track my finances?

Yes! Our interactive, easy-to-use software solution will allow you to stay on top of your finances as never before. You will be able to see all your bills and money at a glance on your custom Francis Financial client dashboard. You can effortlessly track your spending and check your account balances in real time.

We’re committed to keeping your data secure, and use multiple safety measures, like secure encryption. We are serious about security, and work to keep your information protected.

To learn more about your Francis Financial Client Dashboard: Click Here

Does Francis Financial provide stand-alone comprehensive financial planning?

Francis Financial offers both financial planning and investment management. If you want only stand-alone financial planning, then we’re probably not the right fit.

Divorce Financial Planning Support

What is a Certified Divorce Financial Analyst® (CDFA®)?

In addition to the Certified Financial Planner™ designation, our advisors are also Certified Divorce Financial Analyst® professionals. A CDFA® is an expert on the financial facets of divorce and plays a critical role in making sure that you are financially secure during and after your divorce.

If I’m thinking of getting divorced - when is the right time to start working with you?

If you are thinking about divorce, starting the process, or nearing the end, we encourage you to reach out and set up a complimentary meeting.

If you are thinking about divorce, we can show you what your life will look like if you decide to move forward with the process. We can also introduce you to excellent matrimonial attorneys, divorce coaches, real estate professionals, tax professionals, etc. who are best suited for your situation.

If you are going through divorce, we will work hand in hand with you and your team of divorce professionals to understand how the financial decisions you make during your divorce will impact your future. We will help you envision what your financial future will look like if you choose "Settlement A" or "Settlement B," by forecasting the short-and long-term financial implications of the settlement proposal. Our goal is to give you the financial tools you need to regain your financial and emotional independence.

If you are at the end of your divorce, we will help you transfer the assets that you are entitled to over to your own accounts. We will ensure all assets listed in the divorce decree are distributed correctly, saving you from costly mistakes. We will then implement your customized investment portfolio, tailored to your new goals and life.

Getting Started

How can I get started?

Finding a top wealth management firm to trust with your money and financial future is just as important as finding a good doctor. You want someone you can trust, who has your best interests at heart, and takes the time to get to know you. Let’s get started!

Please click on the link to our calendar or call our office at 212-374-9008, and our team will set up your initial complimentary consultation. In this meeting, we will review your full financial picture, and evaluate if we are the best financial advisor for you.

Schedule a no obligation
complimentary consultation today

Schedule here

(Visited 643 times, 1 visits today)

Francis Financial

39 Broadway
Suite 1730
New York, NY 10006
(212) 374-9008

Wealth Management
Divorce Financial Planning
How We Differ
Client Success Stories
Our Team

Privacy Policy | Terms of Service | ADV
Web Accessibility | Important Disclosures

Our Story
Awards
Blog
Podcast
Contact

Let's stay connected.
Sign up for our newsletter today!

Copyright ©2022 Francis Financial, Inc. All Rights Reserved. Design by TinyFrog Technologies.

We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits.
By clicking “Accept”, you consent to the use of ALL the cookies. AcceptReject
Manage consent

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may affect your browsing experience.
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. These cookies ensure basic functionalities and security features of the website, anonymously.
CookieDurationDescription
cookielawinfo-checkbox-analytics11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
cookielawinfo-checkbox-functional11 monthsThe cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checkbox-necessary11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-others11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
cookielawinfo-checkbox-performance11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
viewed_cookie_policy11 monthsThe cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.
Functional
Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features.
Performance
Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.
Analytics
Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc.
Advertisement
Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. These cookies track visitors across websites and collect information to provide customized ads.
Others
Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet.
SAVE & ACCEPT

Schedule Your Meeting Today

  • *We require a minimum of $2 million in investible assets. If you have questions about this or would like resources to help point you in the right direction, please do reach out and we would be happy to support you.