How We Differ
Francis Financial – Offering a Unique
and Comprehensive Client Experience
At Francis Financial we help you plan your financial future, grow your investment portfolio, and protect your nest egg through life changes. We understand that no two situations are alike, and we treat you with unique attention to ensure your long-term financial security.
Low Client-to-Advisor Ratio
Personalized Approach
Fiduciary | Fee only | Independent
Low Client-to-Advisor Ratio
Francis Financial has been recognized six years in a row as one of the “Top 10 Financial Advisors in New York” amongst thousands of wealth management firms specifically for our unique and comprehensive client experience. We were highlighted for our individual attention, transparency, and independent advice.
As a client of Francis Financial you have a team of three Certified Financial PlannerTM professionals. We deliver this supportive attention so we can be your financial confidant in all aspects of your life. Your team wears many hats and supports you in the following ways:
- Creates your custom financial plan taking into account your lifestyle and goals, such as education funding and retirement planning.
- Invests your portfolio so you are being tax efficient and receiving the best returns according to your risk tolerance.
- Meets with you 3-4 times a year for progress meetings to discuss new developments or changes in your financial situation and adjusts your financial plan & investment strategy accordingly.
- Works in tandem with any professionals who are already providing guidance in your life or introduces you to our trusted network.
Personalized Approach
We will build you a customized financial plan that will help you reach your goals and map out your future until age 95, and beyond. Your financial plan is a living, breathing document and we continue to update your financial plan when needed.
Over the last two decades, Francis Financial has built trusted relationships with professionals you may need along your financial journey, so we help build you a team of smart and caring professionals. Your team might include an accountant, estate planning attorney, property and casualty insurance agent, as well as other professionals such as life, disability, long-term care, and health insurance experts. You may also already have a team in place, so with your permission, we can exchange information and ideas with those who are supporting you to optimize the advice we provide.
Fiduciary | Fee-Only | Independent
Francis Financial is an independent, SEC Registered investment adviser. As your advisor, we are held to a fiduciary standard. Our only source of revenues is the fees that we receive for managing client accounts.
Being a fiduciary means we are held to a professional standard of care and by law, we must act solely in your best interests, at all times.
As independent, advisors, we have access to thousands of investment solutions and can objectively choose investments to help you reach your goals. We never receive any type of commission or kickback from an investment or insurance product, so you can rest assured that if we are making a recommendation to you, it is because it we believe that it is in your best interest.
We partner with trusted research firms to thoroughly vet every investment that we recommend for your portfolio. Francis Financial also uses a disciplined process to add and remove investments from your portfolio, along with rebalancing the mix of stocks and bonds that we believe is right for you. We structure portfolios for the long term. now and in the future.
You can view our profile on NAPFA HERE and our advisor profiles on the Fee-Only Network here: