Natalie Colley Featured Article on Forbes: Here’s How You Can Cut The Guilt From Holiday Shopping
By: Natalie Colley
December 12, 2023
Natalie Colley, Senior Lead Advisor at Francis Financial, offers insight into the challenges of holiday spending, emphasizing the importance of strategic financial planning during this festive season.
It’s that time of year when holiday shopping and financial planning become hot topics. As we navigate the season of giving, the pressure to manage finances effectively comes to the forefront. Despite the joyous intent, many find themselves struggling to balance the holiday spirit with financial reality.
Natalie points out that while traditional advice often stresses budgeting and avoiding debt, a significant number of Americans still end up incurring credit card debt to cover holiday expenses. This trend suggests a disconnect between conventional financial wisdom and the actual spending behavior of consumers during the holiday season.
The emphasis, Natalie suggests, should shift towards a more intentional and thoughtful approach to holiday spending. Rather than simply trying to minimize expenses, individuals should plan their spending in a way that aligns with their financial capabilities and personal values, ensuring a festive season that is both joyful and financially sustainable.
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