Natalie Colley Featured Article on Forbes: What Ordinary Investors Can Learn From Recent Bank Failures
By: Natalie Colley
March 26, 2023
Natalie Colley, Lead Advisor at Francis Financial, discusses what ordinary investors can learn from recent bank failures.
The recent failures of Silicon Valley Bank and Signature Bank, and the bailout of First Republic Bank, serve as a reminder that banks fail fairly routinely, and investors need to be aware of the potential risks. Throughout history, the government has implemented protections such as the creation of FDIC and SIPC to shield investors from direct impact due to bank failures.
Despite this, such incidents serve as a timely reminder of the safeguards in place, prompt consumers to ensure that they bank with institutions that are members of these crucial safeguarding organizations, and a reminder that investing, even in relatively “safe” investments, involves risk.