Financial Planning During Divorce

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Financial Security, Stability and Peace of Mind During Divorce

Francis Financial provides sophisticated divorce financial planning to help you make informed financial decisions before, during and after divorce. Whether you are thinking about divorce, starting the process, or nearing the end, our team of Certified Divorce Financial Analyst® professionals can help you understand your financial picture, evaluate your settlement options, remove any confusion about your financial future, and give you the tools you need to ensure you are protected for the long term.

For women with significant wealth and complex assets, divorce can involve far more than dividing assets equally. Our divorce financial planning services are designed for individuals and couples with a minimum of $10 million in joint investible assets. We help you understand the after-tax value, liquidity, income potential, risk, and long-term impact of each financial decision so you can move forward with greater clarity and confidence.

Our Testimonials

What Our Clients Are Saying

Sample Client Testimonial Drafts (Instagram Post) (12)Sample Client Testimonial Drafts (Instagram Post) (13)

These reviews were voluntarily provided by our clients. Francis Financial did not compensate clients for their reviews, and those who provided reviews have no conflicts of interest. We requested ratings from all clients via email. Clients who chose to respond either wrote their own review, or collaborated with Digital Dynamo, a third-party marketing agency, to convert their spoken words into written testimonials. Each client posted their own feedback on Google. Digital Dynamo is compensated by Francis Financial on an hourly basis and does not alter client ratings or feedback.

Our Approach

The 6-Step Plan to Financial Independence

Discovery Meeting

Discovery

Listen and learn about information specific to where you are in the divorce or separation process. We will review all financial information in relation to your goals, and offer insight into critical financial issues that may arise before, during and after your divorce.

Settlement Proposal Analysis

Settlement Proposal Analysis

Analyze and present your divorce financial plan, which fully addresses your current and long-term financial needs with a focus on child support, spousal maintenance, and assets.

progress metting step 4

Account Set Up & Transition Planning

Open new accounts and begin organizing your financial life as you finalize your divorce agreement. We’ll guide you through the account setup and asset separation process.

Separation of Assets

Separation of Assets

Divide assets and execute the settlement agreement to ensure all financial aspects of the divorce decree are distributed correctly.

Tailored Investments

Tailored Investment & Financial Plan

Implement your customized portfolio and select the best investments, tailored to achieve the goals identified in your full-life-picture financial plan.

Progress Meetings

Progress Meetings

Review and reconfirm portfolio performance to ensure you are on track to meet your goals. Address any life changes to see if your plan needs to be updated or your investments re-aligned to ensure long-term financial security.

The Benefits of Working with
a Divorce Financial Planner

If you are thinking about divorce, we can help you understand what your financial life could look like if you move forward. If you are going through divorce, we work alongside your team of divorce professionals to understand how financial decisions make today will impact your future. If you are nearing the end of your divorce, we help you implement the settlement, transfer your assets to your own accounts, and build a financial plan for your next chapter.

For high-net-worth and financially complex divorces, we go a step further. Our team provides the tools and insights necessary to protect your financial future and achieve your ideal settlement. We help you understand not simply what you are receiving, but what those assets can actually support over the course of your life. Our analysis can include:

INCOME

ASSETS

INSURANCE

SETTLEMENT ANALYSIS

CASH FLOW

LIABILITIES

SEPARATION

salary
and bonus

spousal
maintenance

child
support

equity and deferred
compensation

investment
income

Social
security

Pension

Brokerage

Retirement

Employer
Stock (RSU/
Stock options

Private
equity

Business

Real
Estate

Trusts

Life & Disability

Long-term care

Health

Liability and Homeowners auto

After-tax
asset values

Capital
gains

Tax basis

optimal asset split

settlement
scenario
modeling

future tax
implications

liquidity
considerations

Current &
Future Lifestyle

Housing & Education

Unanticipated Expenses

Long-term
spending needs

Credit

Mortgage

Heloc

Business
liabilities

optimal
asset
Split

Tax impact

separate
property

Hidden
assets

Schedule a no obligation
complimentary consultation today

Schedule here

Francis Financial

Divorce Financial
Planning Firm

In your initial meeting with our team of Certified Divorce Financial Analysts®, we answer any questions you may have about the divorce process. We listen and learn about your finances and address your concerns, ensuring that you and your loved ones remain financially secure throughout your separation or divorce. Watch our video to learn more about our 5-step plan to financial independence.

When Wealth Makes Divorce More Complex

When a couple has significant wealth, the financial decisions can become substantially more complex. A settlement may include business ownership, executive compensation, private investments, concentrated stock, multiple properties, trusts, retirement assets and significant tax considerations.

We help you understand the difference. We can model multiple settlement scenarios and evaluate each based on:

  • After-tax value
  • Liquidity
  • Income generation
  • Investment risk
  • Growth potential
  • Concentration
  • Future spending
  • Retirement readiness
  • Long-term financial independence

The goal is not simply to determine which settlement gives you more assets today. It is to determine which settlement best supports the life and financial future you want after divorce.

From Settlement to Financial Independence

Our work does not end when your divorce agreement is signed.

Once your settlement is finalized, we help you transition from your financial life during marriage to a financial plan designed around your own goals.

That can include implementing your investment strategy, managing cash flow, reviewing taxes and insurance, updating your estate plan with your legal team, and creating a long-term wealth strategy.

The goal is more than getting through your divorce. It is building a financial future you feel confident about.

Complimentary Resource Guide

Unveiling the unspoken truth

Unveiling the Unspoken TruthIf you would like firsthand insights into the challenges women face when going
through divorce, and the resources many divorced women wish they’d had,
download our resource guide here.

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Divorce Planning Resources

Stacy Francis Featured Article on Kiplinger: Your 5-Step Guide to Financial Freedom After Divorce

Stacy Francis, President & CEO, shares her expert guide to financial freedom after divorce, focusing on budgeting, planning and independence.

Read More
wall street journal1

Avani Ramnani Quoted by WSJ: Five Financial Blind Spots That Burden Grieving Spouses

Avani Ramnani discusses how to address estate planning, debt, and other key financial challenges after the loss of a loved one

Read More
SAS for Women FIT

Stacy Francis Featured Article on SAS for Women: Can I Actually Afford to Live on my Own?

Stacy Francis breaks down how to think through the numbers, the trade-offs, and the choices that actually give you back control. 

Read More
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