Stacy Francis, President and CEO of Francis Financial, quoted by Her Money on when you should rebalance your portfolio for secure retirement.
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Natalie Colley, Lead Advisor at Francis Financial, discusses selling employer stock in 2023 and avoiding steep tax penalties.
Read MoreNatalie Colley, Lead Advisor at Francis Financial, offers advice for those considering whether now is the right time to buy a house.
Read MoreNatalie Colley, Lead Advisor at Francis Financial, offers the 5 essential steps to avoid financial disaster in widowhood.
Read MoreWhat Ordinary Investors Can Learn From Recent Bank Failures
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“Just enter 0” is no longer sage advice to those filling out tax form W-4, the form that tells your employer how much in taxes to withhold from your paycheck.
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Articles about emergency funds may have put you to sleep as recently as a year ago. You would have been lucky to find a high-yield savings account paying out 1%-2% at that time.
However, with interest rates soaring, cash investments can post sizable returns, driving some of the highest interest payouts in decades. This is the perfect time to make a case for why building an emergency fund is essential in high- and low-interest rate environments.
Where to keep your emergency cash
An emergency fund is a cash cushion of roughly three to six months of living expenses. If your job is unstable, a family member has significant health issues, or you are solely responsible for all your bills, you should aim for even higher amounts. It is not unheard of to see emergency funds covering a year’s expenses. Having this extra cash buffer will protect the wealth you’ve built so that no situation can jeopardize this and cause your financial world to crumble.
Read MoreNatalie Colley, Lead Advisor at Francis Financial, discusses the topic of whether you should protect your assets before marriage.
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Director of Financial Planning and Wealth Management, Avani Ramnani quoted on how to choose between an HSA, HMO or PPO life insurance plan.
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